Conditions
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from KGS 1 mln
or equivalent in USD / EUR
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KGS
from 17*%
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USD
from 10*%
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EUR
from 8*%
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-
Up to KGS 50 000 000 or equivalent in USD/EUR
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to 36 months
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For working capital
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Surety of an individual/Guarantee of a legal entity, Guarantee from other financial and credit institutions, Movable and immovable property, Cash in bank accounts
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Commission on unused credit line amount: 0-3%
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Effective interest rate: USD from 10,6%, KGS from 18,7%, EUR from 8,4%
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates

Loan Application
Other products
News
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Notification about technical work
Dear customers!
Kindly inform you about upcoming scheduled technical works from 10:00 PM to 10:30 PM on June 30th, 2026.
The mobile app, KICB Business app, internet banking (web version) will be temporarily unavailable. -
Opening of new Customer Service Point in Issyk-Kul and Osh regions
Starting from 1st of July, 2026, new KICB customer service points are opened at the following address:
- 99, Manas st., Kyzyl-Suu v., Zheti-Oguz dist., Issyk-Kul region
- 24, Egemberdiev st., Mady v., Kara-Suu dist., Osh region
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KICB has identified the first winner of one million soms!
KICB has announced the results of the first stage of a major promotion marking the bank's 25th anniversary. A ceremony was held to award the winners, where the grand prize of ONE MILLION soms was presented, along with cash certificates worth 10,000 soms each.

