“Warm house” consumer loans
Let your home be warm and cozy
from KGS 1 mln
KGS from 17*%
Conditions
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from KGS 1 mln
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KGS
from 17*%
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Up to KGS 15 000 000 or equivalent in USD
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From 3 to 60 months
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For insulation of real estate and improvement of energy efficiency (including water use, installation of heat pumps, separate collection of household waste, disposal and recycling of waste, collection and treatment of household waste and other purposes consistent with the Green Taxonomy of the Kyrgyz Republic)
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Collateral: guarantor’s guarantee and real estate
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
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Effective interest rate: KGS from 18,7%
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Possibility of applying the KYRSEFF grant program within the “Warm Home” and “Energy Efficient” programs
Loan Application
News
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Notification about technical work
Dear customers!
Kindly inform you about upcoming scheduled technical works from 10:00 PM to 10:30 PM on June 30th, 2026.
The mobile app, KICB Business app, internet banking (web version) will be temporarily unavailable. -
Opening of new Customer Service Point in Issyk-Kul and Osh regions
Starting from 1st of July, 2026, new KICB customer service points are opened at the following address:
- 99, Manas st., Kyzyl-Suu v., Zheti-Oguz dist., Issyk-Kul region
- 24, Egemberdiev st., Mady v., Kara-Suu dist., Osh region
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KICB has identified the first winner of one million soms!
KICB has announced the results of the first stage of a major promotion marking the bank's 25th anniversary. A ceremony was held to award the winners, where the grand prize of ONE MILLION soms was presented, along with cash certificates worth 10,000 soms each.